See: Empowerment Zones And Enterprise Communities (EZ/EC).

See: Tenancy by the Entirety.

A veteran’s eligibility for a home loan. Specific programs set out requirements to restore entitlement if the veteran has already used the benefit.

(1) The opening used to go into an enclosed area, such as a door, gate, etc. (2) To go upon land, such as to gain entrance to, the point of entrance not necessarily being through a door, gate, or other opening.

A businessman, taking the risk of loss and gaining profit, rather than a salaried employee.

Surroundings. As an appraisal term,the characteristics of the area around a property which bear on the value of the property.

A preliminary environmental analysis used to determine whether a more detailed environmental impact statement will be necessary.

Deficiency of the area surrounding a property, (environment), which decreases its value, such as poorly designed streets and traffic patterns, a high crime rate, no major sewer lines, etc.

A report of the probable effect of a development on the surrounding area (environment). The report is prepared by an independent company to federal, state, or local guide lines.

A lien to secure payment for removal of contaminants. Example: Superfund money is used for cleanup. The lien is then filed as well as a lawsuit to recover the money from the responsible parties.

See: Economic Obsolescence.

See: Environmental Site Assessment.

The federal agency concerned with the protection of our resources of land, water, and air.

A physical inspection of a site (land and improvements) to determine if environmental problems exist. (See: Phase 1 Environmental Site Assessment; Phase 2 Environmental Site Assessment; Phase 3 Environmental Site Assessment).

See: Environmental Protection Agency.

See: Environmental Site Assessment.

Federal law granting women certain independent status, and preventing lenders from considering such negative credit aspects as the possibility of a woman having children and dropping out of the labor market.

A term used most often in contracts involving real property. The rule is that if a matter requires a writing, agency agreements concerning the matter must also be written. For example: Since a contract to sell real estate must be in writing, the agency (listing) agreement to sell real estate must be in writing.

See: Board of Equalization.

The imaginary circle separating the Northern and Southern Hemispheres of the Earth, and used as the starting point for measurements of latitude, its own latitude being zero degrees.